ACH Bank Transfers for Appliance, Furniture & Plumbing Retailers | HomeSource Pay

HomeSource Pay

Accept ACH bank transfers without leaving HomeSource.

Send a secure bank-linking link from the sales order. Your customer connects their bank account and authorizes the payment. You track settlement and reconcile it all inside HomeSource. On large-ticket sales, bank-to-bank ACH costs a fraction of what credit card processing does.

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The problem

On a large-ticket sale, card fees quietly eat the margin.

A $5,000 appliance install or a full furniture suite runs up real money in card interchange. Today, accepting a bank transfer instead usually means a separate processor with its own login, its own fees, and routing numbers collected over the phone. So most stores just eat the card rate.

The payoff

Bank-to-bank, from the same screen as card.

ACH runs from the order your team is already in. Send the customer a secure link, they connect their bank, and the payment posts back to the order like any other. No separate processor, no routing numbers passed by phone, and far less paid in fees on every large ticket.

Secure bank linkingThe customer connects their bank account through a secure link powered by Plaid. No routing numbers passed by phone or email.
Up to 90% lower fees on large ticketsACH typically saves up to 90% in transaction fees compared to credit cards, which adds up fast on installs and full-room sales.
Same posting flow as cardOnce the transfer clears, the payment posts to the order and reconciles inside HomeSource. No separate dashboard to check.

ACH bank-linking step initiated from an order in HomeSource

Common Questions

What retailers ask about ACH payments.

Straight answers to the questions that come up most.

From the sales order, your team sends a secure bank-linking link to the customer. The customer connects their bank account and authorizes the payment. You track settlement and any exceptions inside HomeSource, with no separate processor login.

ACH typically saves up to 90% in transaction fees compared to credit cards. On large-ticket sales like appliance installs and full furniture or plumbing projects, that difference adds up quickly across a year of orders.

Setup is handled through HomeSource as part of your HomeSource Pay configuration. Your rep gets you ready to accept ACH without managing a separate processor relationship.

Yes. The secure link works entirely on the customer’s side. They connect their bank and authorize the payment from their own device, with no phone coordination and no routing numbers read aloud.

See what ACH would save on your large-ticket sales.

We’ll run your last processor statement against HomeSource Pay so you can see the difference in line items, not estimates.

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