Built for how large-ticket retail actually gets paid.
Payments aren’t just about the rate. HomeSource Pay is the integrated payment platform inside HomeSource, built for independent, large-ticket retailers in the appliance, furniture, mattress, and plumbing industries. It runs every transaction through the order itself. Card, ACH, and Send for Payment links all live inside CBMS, tied to the order and posted to the right customer in real time.

Every payment method,
one place to look.
The days of a separate terminal and a separate processor are over. One vendor, one reconciliation, every payment tied to the order.
Every payment method, one system.
Card, contactless, Apple Pay, Google Pay, ACH, and Send for Payment links, all accepted at the screen the order was built on.
No double entry. No reconciliation project.
Every payment runs through CBMS, so POS totals and payment totals are the same data. Open balances update the moment a payment processes, not in a nightly batch.
Faster collections without the phone call.
Send a secure payment link by text or email from any order. The customer pays on their phone in seconds. No reading card numbers aloud.
“We have a lot of customers out of the area, and we don’t want to be taking credit cards over the phone. With HomeSource Pay, we send them a link. They feel secure making the payment, knowing their credit card information isn’t going to be stolen, and they have full control of it. That’s huge for us.”
Paying for a large purchase should feel as easy as everything else your customers buy.
Card readers still work and statements still arrive, but the workflow around the payment, collecting the deposit, chasing the balance, reconciling the day, was built for a world before mobile and before pay-by-text. HomeSource Pay is built for how retailers sell, deliver, and collect today, at the counter, from a rep’s tablet, from a tech’s phone in the field, or from a link sent directly to the customer.
The way large-ticket retailers
actually take payment.
POS, terminal, processor, and accounting, none of them talking.
- The payment terminal sits next to the POS but reports separately.
- 30 to 60 minutes a day reconciling reports that never quite match.
- Balance collection means reading card numbers aloud over the phone.
- ACH means a separate processor with its own login and fees.
- Refunds and reversals happen in a separate processor portal.
The status quo most retailers are trying to leave.
Solves card at the counter, then hands the rest to other vendors.
- Card processing works; ACH and pay-by-text each live in a separate app.
- End-of-day reconciliation still exists, just slightly faster.
- Payment links are an add-on, usually email only.
- Open balances update after the batch settles, not in real time.
- Multi-location data lives in a processor portal, not your POS.
Better than nothing, but the gaps add up.
Every payment method, inside the order it belongs to.
- Card, contactless, Apple Pay, and Google Pay at the order screen.
- Send for Payment links by text or email. The customer pays in seconds.
- ACH from the same screen, with secure bank linking and far lower cost on large tickets.
- Open balances update the moment a payment processes.
- One reporting view across every register and every location.
One vendor. One rate. One place to look.
Set it up once.
Runs automatically after that.
Three loops that close the gap between the order, the payment, and the customer record.



Take payment where the order lives
Card, ACH, or contactless, all accepted at the screen the order was built on. The payment posts to the right order. No second login, no re-keying the total.
Send for Payment, without the phone call
From any order, send a secure link by text or email. The customer pays on their phone in seconds, and the payment lands on the right order and customer record automatically.
Balances update in real time
Every payment posts to the right customer record the moment it clears. AR sees open balances without a nightly batch, and payment history stays searchable on the customer’s profile.
Two minutes inside HomeSource Pay.
How card, ACH, and Send for Payment run from the same order screen, with balances updating as each transaction clears.
Every payment method your team needs.
Each one tied to the order.
Card, Send for Payment, and ACH, all run from the same order screen, whether the sale is a Bosch dishwasher, a Stanton sectional, or a Kohler shower system. Every transaction posts to the right customer the moment it clears.
The situations that used to mean a phone call or a workaround.
Deposits, phone orders, refunds, and returns all run from the same order screen, and each payment stays on the order so nothing has to be tracked down later.
Take a card over the phone, securely.
For out-of-area customers, your team keys the card in by hand and it runs the same as an in-person sale, posting to the order the same way. No card numbers written on a sticky note.
Take a deposit now, charge the balance later.
Take the deposit now and charge the remaining balance when the customer is ready, without asking for the card again. It stays tied to that order, not saved to the customer, so it is only ever used for that sale.
Refund the original payment in a click.
The original payment stays on the order, so a refund goes back to the same card without a separate workflow. Partial refunds just take an edited amount, so a dented-delivery credit is a few seconds of work.
Handle older orders too.
Even a return on an older order with no original payment to point back to can still go back to the customer’s card. You decide which staff can run one.
Pay runs on the same record as the order.
HomeSource Pay reads and writes to the same CBMS database the rest of your store runs on. Card, ACH, and Send for Payment links all post to the customer and the order the moment they clear, not after a nightly export.

HomeSource CBMS
Every payment posts to the order and the customer record. If the accounting module is on, it flows to the GL too.
Explore CBMS
HomeSource Commerce
Storefront and warehouse on one inventory. Online checkout uses the same Pay rails as the counter.
Explore Commerce
HomeSource Conversations
Send a payment link inside the same text thread the customer is already in. They pay without leaving the conversation.
Explore Conversations
HomeSource AI
Surfaces insight from the same customer and sales data payments post against, so you can act on what’s happening in the store.
Explore AI
HomeSource RPS
Pricing and product data plugged straight into the POS, so the total Pay collects is right the first time.
Explore RPS
HomeSource Gatekeeper
Turns a walk-in or a phone lead into a tracked opportunity, so a customer ready to buy never slips through before you can collect.
Explore GatekeeperWhat large-ticket retailers ask before they switch.
The questions that come up most on demo calls. If yours isn’t here, ask your rep and we’ll answer it straight.
Faster collections,
without the phone call.
Close the day and move on. Schedule a walkthrough and see how every payment method runs from the order it belongs to.