Live Credit Card Processing for Appliance, Furniture & Plumbing Retailers | HomeSource Pay

HomeSource Pay

Cards authorized live. Recorded the moment they clear.

HomeSource Pay authorizes and captures each card at the moment of the sale. The result is confirmed before the customer leaves the register, and your system reflects it immediately. No end-of-day batch to settle, and no waiting to find out which cards actually cleared.

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The problem

Take the card now. Find out it cleared later.

The card is run, the sale is written up, and the store waits for the nightly batch to find out which transactions actually went through. By the time a decline surfaces, the customer is long gone and a sale that shouldn’t be is on the books.

The payoff

Every card confirmed before the customer walks out.

HomeSource Pay authorizes the card at the point of sale and confirms the result in seconds. The transaction either goes through or it doesn’t, and your system knows which before the next sale starts. Approved payments post straight to the order, so the balance is right the moment the customer is done.

Real-time authorization at the registerThe card is verified and the amount captured before the transaction is considered complete. No pending state to resolve later.
Posts straight to the orderA confirmed transaction lands on the order record the moment it clears, with no separate settlement step and no manual update.
No batch to wait onEach transaction settles on its own as it processes, so your daily totals are accurate all day, not only after the batch closes.

The credit card payment screen in HomeSource Pay, showing payment method, amount, and order breakdown

Common Questions

What retailers ask about live card processing.

Straight answers to the questions that come up most.

At the register, in seconds. The card is authorized and captured at the time of the sale, so the result is confirmed before the customer leaves. You are not waiting on a nightly batch to find out whether the payment went through.

The decline comes back to the register immediately. Your team sees the result on the spot and can ask the customer for a different payment method. There is no delayed discovery of a declined card during a batch reconciliation hours later.

Each transaction settles individually as it processes, so your daily totals are accurate throughout the day rather than only after a batch closes. End-of-day reconciliation is simpler because the record already reflects every confirmed transaction.

HomeSource Pay runs inside HomeSource, so an approved transaction posts directly against the order the moment it clears. The order balance updates on its own, with no separate entry and no manual reconciliation step.

See live card processing on your sales floor.

We’ll walk through your current card setup and show exactly what changes when every transaction processes live through HomeSource Pay.

Schedule a Demo